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Online loans come in many shapes and sizes. You may hear them referred to as a payday advance online, line of credit, or online cash advance. An online loan allows you to apply for cash using a website, and get money deposited to your bank account – all without having to go to a store

The types of available online loans will vary by the lender and the state. Depending on the lender, the following loans may be available online: payday loans, installment loans, or title loans

The amount you can borrow depends on several factors, including your state and income. Visit our available loans page to see what online loans WorldLoans.Online offers in your state, and what the maximum loan amount is.

When you apply for a loan online, at a minimum you will need:

  • To meet minimum age requirements (which is 18 in most states)
  • Have an open and active checking account
  • A steady source of income
  • A valid email address

Because you are completing your loan online, it will typically take a bit longer to get your cash than it would take at a store location. Different online lenders have different processes to send your money to your bank account, but typically your cash will be deposited within 24 business hours.

If you choose to have your money direct deposited to your bank account, then usually your lender will send you a communication letting you know that your funds have been sent to your bank account. However, this does not mean that your cash is available to you. The best way to know that your money is in your account is to check your bank account. Once the funds show up, they are available to you.

The money will be deposited directly into your bank account in as little as the next business day. Make sure you have an active bank account before submitting a request.

That depends on the type of loan you borrow. Online payday advance loans are typically due on or around your next pay day. Some lenders also offer loans online with monthly payments including online title loans, installment loans, and line of credit loans. These loans typically have recurring installment payments scheduled throughout the duration of your loan (your loan term).